Answers to Your Closing Questions

eClosingsFlorida.com takes the regional requirement out of your Title and Escrow service provider. You no longer have to deal with the Title office closest to you (which may be a good or bad company). Backed by the award-winning service and execution of Liberty Title, eClosings Florida will allow you to buy and sell real estate from the comfort of your home or office.

Standard closing fees and promulgated Title insurance rates still apply on your transaction (all Title agencies and Attorneys charge these fees on every transaction); however, eClosings will cover the cost of sending a mobile notary or a mobile signing agent to your preferred locale. So regardless of if you are a Buyer or a Seller, you will have notary services sent directly to you AT NO ADDITIONAL CHARGE or we will execute a Remote Online Notarization (RON), again at no charge to you. Use our pricing widget on our site below, to see all your Closing fees related to your transaction.

A RON is the process of legally notarizing documents through online, audio-visual communication (using a web camera). The notary will verify your identity using knowledge-based authentication (KBA) and by visually inspecting your State or Government-issued identification.

KBA is information likely only known to the person being verified, including credit history, personal information, and other information unique to that person.

eClosingsFlorida.com utilizes the latest in settlement technology to ensure the safe and efficient management of closing funds, customer validation, and the issuance of Title insurance from the biggest underwriter in Florida.

The settlement and clearing process is still quite similar to in-person closings (but likely 20% shorter). We still have to interact with both the Buyer and Seller, any Realtors on the transaction, and also a Lender. On average, a Loan file can take up to 3-4 weeks to close, with a Cash file (no loan) up to 2 weeks (14 business days).

eClosingsFlorida.com uses only the best vendors in the Title and Escrow sector, including Qualia for front-end software, BankUnited for escrow management, and Old Republic National Title for the issuance of Title insurance (the biggest and best capitalized insurer in the State of Florida).

All participants in the transaction (Buyer, Seller, and all Realtors) will receive an email within 24 hours of eClosings Florida receiving your contract, that we have started processing your file.

Then both Buyer and Seller will receive a text message requesting that you upload your picture ID (State drivers license or Government issued ID). You will need to take a front and back photo of this document through the CertifID app, which will be texted to you and then loaded into our system.

Then, the Buyer in the transaction will receive an electronic set of wiring instructions to send their initial escrow deposit to our Trust account by certified wire. Alternatively, initial deposit monies can be transferred electronically bank-to-bank using our Plaid widget. Locate this Plaid widget in our Payments / Earnest Money page.

Lastly, you will then receive a phone call from one of our staff, within 3 days, on all the milestones and timelines that will be applicable to your file (including the validation of the closing date in your contract).

NO VACANT LOTS AND A MINIMUM OF A $150,000 SALES PRICE. eClosings Florida does not close any vacant lot files due to the heightened risk of fraud. Our service also has a minimum transaction value of $150,000 per file because of the waiver of all remote notarization fees.

Properties in Indian River, Martin, and St. Lucie counties are NOT covered by eClosingsFlorida.com. Those closings are handled by Liberty Title Company of America, Inc.